Business
You
Team
Summary
Results

Let's design your retirement plan

Answer a few simple questions and see how much you could save.

What's the name of your business?

This helps us personalize your illustrations and proposal.

Which best describes your business today?

This classification helps determine which plan designs are available to you

How is your business structured?

This affects how compensation is treated for retirement plan purposes.

When should your plan start?

Your plan's start date determines which tax year you can deduct contributions.

When were you born?

Your age helps determine contribution limits

When do you plan to retire?

This helps us estimate how long your plan may remain open and how your benefits could grow over time.

Age 65

Based on your inputs, you would retire in 2030, and the plan would run for approximately 5 years.

Many plans assume a retirement age between 62 and 65. Once the plan is in place, you can retire whenever you choose. This assumption is used only for illustrations and does not commit you to any specific retirement date.

How many years have you worked at this business?

This information is used to help calculate your maximum allowable benefit.

0 years
Count the number of full years you've worked for this business, even if it operated under a different name or structure.

What was your W-2 compensation for the selected plan year?

Enter your W-2 Box 1 wages from this business.

$
For this plan year, IRS rules limit the amount of compensation that can be used for retirement plan calculations to $345,000.
If your actual compensation is higher, we'll automatically apply the IRS limit.

What's your estimated marginal tax rate?

We use this to estimate potential tax savings.

35%
Federal and state combined, if applicable.

This is used only for illustration purposes to estimate potential tax savings.

It does not affect plan design, contribution limits, or compliance.

If you're unsure, a reasonable estimate is fine.

Upload Your Employee Census

Please upload a completed Cash Balance Builder Census Template. This information is used to determine employee eligibility, contribution limits, and required nondiscrimination testing.

What you'll need:

  • Employee names and dates of birth
  • Compensation information
  • Hire dates and employment status

Step 1: Download the census template

Step 2: Upload your completed census file

📄

Click to upload or drag and drop

Accepts CSV or Excel files

Review Your Census Data

We found 0 employees in your data

NameOwnershipDate of BirthDate of HireAnnual Compensation

Tell us about your workforce

Select all categories that apply to your team

How many people work for your business?

Include all employees, including yourself

Review Your Information

Please confirm your details before we design your plan

Business Information

Business Name
—
Business Structure
—
Plan Start Date
—
Coverage
—

Your Information

Birth Date
—
Age (Plan Year)
—
Target Retirement Age
—
Years of Service
—
Compensation
—
Estimated Tax Rate
—

Designing your plan...

Analyzing your information
Applying IRS limits
Designing your plan

Your Plan Results

Based on the information you provided, here's how different plan designs could work for you.

Plan Type
Annual Contribution
Lump Sum at Retirement
Estimated Tax Savings
Cash Balance Plan
Defined benefit plan with guaranteed growth
$185,000
$1,850,000
$64,750
Defined Contribution Benefits (with Profit Sharing Combo Plan)
Combine your Cash Balance plan with a 401(k) and Profit Sharing plan to increase total tax-deferred savings.
$69,000
$690,000
$24,150
Combination Plan
Cash Balance + Defined Contribution
$254,000
$2,540,000
$88,900

Cash Balance Plan

Annual Cash Balance Contribution
$185,000
Lump Sum at Retirement
$1,850,000
Total Estimated Tax Savings
$64,750

Illustration assumes retirement at age 65

For illustration purposes only

Defined Contribution Plan

401(k) Employee Deferral
$23,000
Employer Profit Sharing
$46,000
Total DC Contribution
$69,000
Lump Sum at Retirement
$690,000
Total Estimated Tax Savings
$24,150

Illustration assumes retirement at age 65

For illustration purposes only

Combined Plan Summary

Total Annual Contribution
$254,000
Combined Lump Sum at Retirement
$2,540,000
Total Estimated Tax Savings
$88,900

Illustration assumes retirement at age 65

For illustration purposes only

All figures shown are estimates for illustration purposes only.

Final plan design and contribution limits will be determined during implementation.

Year-by-Year Retirement Projections

See how your retirement savings could grow over time based on your selected plan design.

Year Age Annual Contribution Account Balance Tax Savings
Total Contributions
$0
Final Account Balance
$0
Total Tax Savings
$0

All figures shown are estimates for illustration purposes only. Actual results will depend on final plan design and funding.

Let's make this happen

We'll send you a detailed proposal and answer any questions

✓

Thank you!

Your proposal request has been received. We'll be in touch within 1 business day.

What happens next?

  1. We'll review your information and customize your plan design
  2. You'll receive a detailed proposal within 24-48 hours
  3. We'll schedule a call to walk through the numbers